Allianz 360 Annuity
Allianz 360SM Fixed Index Annuity with its 360 Benefit rider (available at additional cost) can help your clients address both halves of the retirement puzzle — accumulation and income.
It offers an interest bonus to help them accumulate money for retirement. And, it also offers them guaranteed lifetime withdrawals – plus the potential for increasing income. (Potential increases depend on several factors, including which income option your client chooses.)
Allianz 360 and its 360 Benefit rider offers two available income withdrawal options:
- Predictable payments
- Increase-opportunity payments
Both options feature a 50% bonus of any interest that is credited to the accumulation value, until withdrawals begin or annuitization. And the longer your clients wait to start income payments, the higher their payment percentages will be (beginning at age 40).
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Learn more about the Allianz 360 Annuity. Call or email Allianz at 888.582.2522 or email@example.com.
Rider fee is 1.05% of the accumulation value annually, deducted from the accumulation value and guaranteed minimum value (in most states).
Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions not included on nonbonus annuities. The bonus is credited each year the chosen allocations earn interest. During the first 10 contract years, a surrender charge will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest, interest bonus, and a 10% federal additional tax.
For Financial Professional use only – not for use with the public.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.
Contract C54370 and rider R95316 are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. www.allianzlife.com
Product and feature availability may vary by state.